Let's first discuss about the head! the head is the most essential piece on making a character!xD well self-explanatory. lol. in this example there are three types of cute girls you can create:
Bubbly/energetic: these are the most common among the cute girls/bishoujo! their personalities are most like the cutesy-cutesy type, they're friendly and gullible and can act childish most of the time
Shy/Smart:
Shy, self-explanatory they're the people who are most likely to be loners in the bunch, but can be found cute because of their shyness
Smart, people who are most likely to have glasses, once you've drawn a character with glasses it's considered smart/intelligent looking, can look cute because of their appearance(glasses LOL)
Tough/Boyish:
Tough, are mostly the girls with a high level of attitude and personality, they are so out strong but most likely when gotten to their weakness they can act shy and embarrassed by it.also known as tsundere
Boyish, acts likes a boy, these are the athletic ones who are always hanging out with guys, can get girly at some occasions but doesn't often shows it.